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Equipment

Leasing & Financing
Get up to $250,000 to purchase equipment with one simple application and no Financial statements!
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New Equipment Today! Full Wrirte-of This Year
Finance new/used equipment before December 31st to use Section 179 for a 100% taxdeduction.
The Equipment You Need Grow
Many successful businesses need to make significant expenditures on equipment at crucial growth stages to ensure their staff has the tools needed to be efficient and productive.

Without financing, serious cash flow issues can hamper the ability to scale with demand. Financing from Zimco can help you purchase or lease $5k to $1M in new or used equipment.

Common uses for Equipment Financing include:

• Computers, Servers, and Software
• Office Furniture
• Construction Equipment
• Restaurant and Cafe Equipment
• POS Systems
• And More!

Apply for a free quote today and we'll get back to you ASAP!
What are the advantages to leasing?
There are many aspects to leasing. We list out the best reasons here
Never be obsolete
Technology and equipment are always advancing. When you lease, you have the advantage of keeping your equipment up to date. The financial burden of the obsolete equipment is passed onto the leasing company.If your lease term is 2 years, this means that you are free to lease whatever equipment you want after the lease expires. This mean that you can always have the newest, faster and most technologically advanced system. This can give you a significant advantage against your competitors and help you grow your business.
Tax Advantages
There is no better reason to lease than the tax benefits. When you lease equipment, the IRS allows you to deduct the lease payment as a business expense. With the Section 179 deduction, you could also qualify to deduct the full amount of the equipment even if you do not pay the full amount in the current year. Click here to learn more about Section 179 and check out our Section 179 Tax Calculator to better understand how much you can save.
No Down Payment
One of the best reason to lease is it requires no money out of pocket. This will free up your cash flow and allow you to purchase the equipment you need to grow your business. Banks and traditional lending institutions tend to want a deposit or some money up front to finance the remaining part of the loan. With EquipmentLease.com, you only need to fill out one application and be done. It is that easy!
Fix Monthly Payment
When purchasing equipment for your business, you want a fixed cost so you know what your monthly break-even is Some loans start off with a low monthly payment or interest rate, but then increase as the market changes. With EquipmentLease.com, we lock your low monthly payment in for the entire term of your loan. Keep in mind, we do have programs that we can offer a step payment for start-ups or businesses that might need more time to cover the monthly expense.
Programs that fit your needs
Check out the available programs we offer:
Dollar Buy-Out Lease
The dollar buyout lease is one of the most popular lease programs that we offer. It is also sometimes referred to as a Capital lease. With this type of lease, the customer is guaranteed the option to purchase the equipment for the amount of one dollar ($1) at the end of the lease term. Most customers that prefer to keep the equipment at the end of the lease term typically choose the dollar buy-out lease. The dollar buyout lease qualifies for the Section 179 tax deduction and has a fixed monthly payment with terms ranging from 24 – 60 months. During the course of the term, the payment is fixed and there are no changes to the monthly payment.
Fair Market Value Lease
The Fair Market Lease, also referred to as a True Lease, offers several options where the lessee can return the equipment to the lessor, renew the lease or purchase the equipment at fair market value. The fair market lease is favorable to customers that purchase equipment which significantly decreases in value. The fair market value lease also tends to have a lower monthly payment, which is again another reason why some customers tend to favor this program. From a tax savings perspective, the fair market value lease payments are 100% tax deductible, since the equipment is seen as an expense and not calculated as an asset on the company’s balance sheet.
Start-Up Business Program
Most start-up businesses have a difficult time finding capital to purchase equipment or fund their business. A typical bank is looking for multiple year tax returns to show that the company and its owners are in good financial position to lend money. Banks see this as a risky investment and tend to either deny start-up financing or charge a very high interest rate. We have developed a very unique Start-up Financing program that will not only help your small business get the capital it needs to fund the purchase of new equipment, but it will also help you to build your corporate credit and increase your borrowing power for future purchases.
Equipment Line of Credit
Most start-up businesses have a difficult time finding capital to purchase equipment or fund their business. A typical bank is looking for multiple year tax returns to show that the company and its owners are in good financial position to lend money. Banks see this as a risky investment and tend to either deny start-up financing or charge a very high interest rate. We have developed a very unique Start-up Financing program that will not only help your small business get the capital it needs to fund the purchase of new equipment, but it will also help you to build your corporate credit and increase your borrowing power for future purchases.
Lease Back Program
The finance industry, banks and lenders are notorious for getting customers into programs that do not always make sense as your business grows. Since your business is always evolving, your borrowing power and credit rating could change in your favor over time. Our lease back program looks at the most recent rates and programs to see if you are paying too much for your current lease. If so, we might be able to get you into a new lease with a lower monthly payment or even a different term.