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Real Estate Investor Financing

ZFG is a Direct Lender that lends on investment 1-4’s, 5+ Units, Commercial Properties, and more. We are a small balance lender our general lending range is from $75,000-$5,000,000. We will consider beyond that on case by case evaluations. Our primary evaluation is based on the subject property and strength of the borrower. If you are a foreign investor, have some credit challenges do not worry we have programs that will work for you too!


  • We have No Income, No Asset, No Tax Verification Programs
  • Will finance a wide variety of investment property types for both new lending and refinancing.
  • Easy to work with, quick response, and very competitive.


  • Requires collateral meet conditions.
  • No Primary Residence Financing, Investor programs only!
  • No Special use, i.e. Hotel-Motel, Special-Use, Chemical Facilities and a few other types of property excluded.

Best for:

  • Investors looking to grow their portfolio
  • Business owners with poor to better credit with capital to put down.
  • Investors with multiple properties in a state looking to maximize for capital reorganization.

Our Programs: